Private Lending vs. Bank Financing: What Actually Changes
Speed and flexibility are the obvious differences, but the underwriting logic itself shifts in ways most borrowers don't expect.
Read the note →
Private Lending 101
YOUR PRIVATE MONEY BROKER shops your deal across a vetted network of private funds, family offices, and individual lenders, so you compare real offers instead of a single bank's answer.
Every lender in our network is vetted and re-reviewed regularly — you deal with us, and we deal with them.
Pooled capital focused on short-term, asset-backed lending with fast internal decision cycles.
Patient capital looking for well-structured deals, often at more flexible terms than an institutional fund.
Asset-based lenders built for speed — ideal when a deal can't wait on a 45-day bank timeline.
Private individuals lending directly — often the most flexible on structure, terms, and timeline.
Select the purpose, amount, and timeline — the profile below updates to show a typical match from our network.
The value of a broker is in the shopping, not the paperwork — here's how that actually plays out.
Tell us the purpose, amount, and timeline in a short intake form.
Your deal goes out to the lenders in our network who actually fund that type of request.
Review multiple term sheets side by side instead of a single yes-or-no answer.
Choose the offer that fits and close directly with that lender.
Short, practical reading on private lending, written by our placement team.
Speed and flexibility are the obvious differences, but the underwriting logic itself shifts in ways most borrowers don't expect.
Read the note →Rate is only one line item. Points, extension fees, and draw schedules often matter more to the total cost of a deal.
Read the note →Relationship fit and long-term thinking often matter as much as the numbers on the term sheet.
Read the note →Feedback from clients who were matched through our network.
"Had three term sheets in under a week for a deal my bank had been sitting on for a month."
"Didn't realize how much room there was to negotiate structure until I saw multiple offers side by side."
"Communication could've been faster at the start, but the lender they matched me with actually understood construction draws."
No. Getting matched and reviewing offers is free — our fee is typically paid by the lender at closing, not by you.
Private lenders generally decide faster and weigh the underlying asset more heavily than a strict formula, which allows for more flexible structures.
Bridge and fix-and-flip financing, business capital, land and construction loans, and debt restructuring are our most common placements.
Rush scenarios have closed in as little as seven business days; most standard deals close within two to four weeks.
Share your scenario and hear back from lenders in our network within 48 hours.
Get Matched to a Lender